Is there anything better than a day on the water?

Kicking back on the deck of your own boat with a chilled beverage in hand, alone or with your favorite people. Enjoying a homemade lunch to the tune of birds overhead and waves lapping at the hull.

It’s safe to say that the answer is, no, there is nothing better than a perfect day on the water—except, perhaps, a perfect day on the water on a beautiful classic boat.

If you’re reading this, it’s because you’ve lost (or never had) interest in the glittering bows, obnoxious sound systems, and characterless design of a giant modern yacht. You’re ready to sidestep the flashy bells and whistles.

You’re ready for polished.

Timeless. Refined. Elegant. You’re ready for a level of class that only a classic boat can deliver, and we’re prepared to help you find just the right one. In this article, you’ll learn about popular classic boat types so that you can make an informed decision. We’ll also point you in the right direction for boat financing and other classic boat loans to help you acquire your new obsession and get her on the water ASAP.

Classic Boat Types

What makes a boat a classic? For such a beloved collector’s item, classic boats are actually quite loosely defined. The ACBS (Antique and Classic Boat Society) defines a classic as, “a boat built between 1943 and 1975,” and contrary to popular belief, said boat does not have to be made out of wood. Fiberglass and aluminum aren’t that far behind polished mahogany in terms of what makes a classic.

It’s a lot like a classic car: you know it when you see it.

Below are a few of the most popular classic boat types to fall in love with.

Bass Boat

Bass fishing boats are simply the best for freshwater anglers: they’re open and low to the water for easy casting. Having platforms in both the bow and stern allow you to stand while angling or set up chairs for a relaxing fishing experience. Many bass boats have both a powerful engine for getting there in a hurry and a quiet trolling motor to use during angling.

Aluminum Ski Boat

This is the quintessential fun-in-the-sun type of boat. You might have good memories of spending time with your friends and family in a ski boat at the lake when you were younger. Maybe you want to re-create that timeless feeling or make totally new memories as an adult. Either way, an aluminum ski boat is perfect for pulling water skiers, wakeboarders, kneeboarders, and inner tubes!

Cabin Cruiser

This is a luxurious home away from home! Cabin cruisers feature a kitchen, toilet, and beds—perfect for a family getaway or entertaining friends. You can even get a hot water shower, electrical outlets, and air conditioning! They’re very stable, even in choppy ocean conditions, making them a joy to drive and ride in. Even though they’re big, you’ll still be able to move yours with a trailer.

Broads Yacht

The Broads Yacht is a beloved classic that looks like it’s straight out of a good old fishing flick. It’s the perfect size for a solo ride or a couple good people aboard for a day on the lake, whether you’re fishing or riding the waves. This timeless and charming boat may look a little tight, but it’s got a lift-up coach roof to provide more space if you need it.

Pontoon Boat

Pontoon boats are made for finding your favorite spot on a beautiful, sunny day. They’re designed to give you the most seating and storage possible—with a 360° view. So, bring as many friends and family as you can—and an ice chest full of snacks. Find a quiet cove or a sociable hangout, break out the sandwiches and drinks, go for a swim, and soak in the sun!

Classic Boat Loans

If you’ve already begun scrolling through the public or private listings for classic boats, you’ve probably discovered that classic boats are a lot more affordable than you previously believed. This doesn’t mean, however, that you should have to pay for the entire purchase (additions and all) out of pocket.

Financing your boat allows you to bring your dreams to the surface without having to wait years and years. Plus, without having to fork over one giant lump sum, you’ll be able to start saving for your boat’s maintenance and repairs—which typically amount to an average of 10% of your purchase cost every year.

If you’re interested in learning more about yacht loans or bass boat financing, contact us today. We’ve got the classic boat loans you need to cover your end at an affordable rate.