RV Loans and Camper Financing

Get the Best RV Loan Rates with Southeast Financial

For the past two decades, we’ve perfected the art of RV financing. By using our network of lenders, we can identify the best options that will be a custom fit for your budget. This includes loans for fifth wheels, campers, RVs, travel trailers and more. Yes, we can beat a dealer’s financing options for a new vehicle AND get you into that used camper, travel trailer or RV with no headaches and lots of peace of mind.

Take a peek at just how flexible we can be in RV financing, camper loans and loan process:

• Camper and RV Financing for Loans with low minimum loan amounts
• Both new and used camper or RV loans available in all 50 states
• Some of the lowest fixed rates in the industry
• With flexible loan terms to lower your monthly payment
• A fast and safe application process that gives you a credit decision in less than 24 hours

Our financing doesn’t cover only recreational RV loans, we also offer loans for travel trailers that are heavier units designed with rigid frames designed for long-distance hauls. This makes them ideal for moving heavy items across the city, the state or even the country. So whether you’re moving, hauling a load to the dump or packing up your camping gear, we’ve got you covered, even if the unit won’t be used exclusively for recreational purposes.

Get your loan approval started. Just click the Apply Now button to get the answers about our best RV loans you need today.

Auto Loans for RV Financing

Auto loans are a popular financing option for purchasing recreational vehicles (RVs). Auto loans are secured loans where the RV serves as collateral for the loan. The lender provides funds to the borrower to purchase the RV, and the borrower agrees to repay the loan over a specified period of time, typically in monthly installments. Auto loans for RV financing are offered by banks, credit unions, online lenders, and sometimes even RV dealerships.

We Specialize in RV Financing

RV lenders and RV dealerships in some states will offer wildly differing rates and terms because they think you have limited options and sometimes look into debt information to work around your rates.

Even when you compare RV loan rates with Southeast Financial’s experience and network, we can offer the best RV loan rates around. Along with an incredibly fast and secure credit approval process and our customer service that can’t be beaten when it comes to speed and security. Don’t let your worries about your credit score, or whether or not you’ve ever had credit cards, stop you from consulting us either. Our minimum credit score requirement is significantly lower than other lenders. Many RV lenders would deem a 740 or above as a good credit score to even consider you for a loan; and any lower would be deemed as bad credit. We can deliver a financing option at just about any level. Come to us and we’ll let you know what we can do for you and your dream of an RV.

Because we specialize in all types of camper loans and RV loans, we will not only give you a better loan rate and term than a bank, credit union, or dealership on a new vehicle or unit but can help you secure your ideal financing terms for a private-party seller as well. Add to this our extended warranty options, that are designed to cover pricey repairs that otherwise would take a toll on your savings or checking account, and you will be able to enjoy peace of mind while you’re out there in the wild knowing that your investment is protected.

In addition to the most competitive RV loan rates and terms available, with manageable RV loan monthly payments, we can finance all of the following recreational vehicle types:

• Motor Homes (class A & C)
• Travel trailers
• Fifth wheels
• Pop-ups

All it takes to get started is a click on the Apply Now button for a loan application. Then, fill out our secure online application and receive your decision within 24 hours (usually within 3 hours of submitting your information). And, since everything we do is fast and secure, you’ll have 24-hour access to your account to make a payment for loan fees, ask questions about your interest rate, RV loan rate, annual percentage rate, or get the latest updates on your loan term.

Note: We do not provide financing for “Full-timers” (defined as someone who does not own a home and lives in their RV full time) or for Park Models.

Rate and term can vary depending on credit history, collateral type, age of collateral, loan amount, loan term, down payment amount, state of residency, and other criteria. (ie. The shorter the term of your loan, the lower your interest rate, just like any other personal loan.)